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1 Hour Payday Loans from the U. S. Lending Network

Let's face it. Sometimes, you just need cash. Fast. Whether you need money for bills, car repairs, groceries, vacactions or gift-giving, there come times when you just need cash and you need it fast. And without hassle.

Payday loans from the U. S. Lending Network are the short term solution to your cash needs.

We can help you find the cash you need, at rates you want.

We are not lenders. But, we partner with lenders to find you loans that suit your needs.

If we should find a lender to close your loan, we will receive a commission.

Payday loans are not available in every state. Payday loans may not be available in your state.

Representative APR 610% - 1575%

Let's say you want to borrow $100 for two weeks. Your lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

The following table provides examples of the cost to obtain a payday loan. The APRs are based on example loan terms of one payment ("Check Amount") due in 18, 14, and 7 days. The APR will increase if the actual loan term is shorter than these examples.

Loan Amount (Amount Financed) Loan Term: 1 Payment (# of Days) Loan Fee (Finance Charge) Check Amount (Total of Payments) APR
$100 18 $30 $130 608.33%
$100 14 $30 $130 782.15%
$100 7 $30 $130 1564.29%
$200 18 $60 $260 608.33%
$200 14 $60 $260 782.15%
$200 7 $60 $260 1564.29%
$300 18 $90 $390 608.33%
$300 14 $90 $390 782.15%
$300 7 $90 $390 1564.29%
$400 18 $120 $520 608.33%
$400 14 $120 $520 782.15%
$400 7 $120 $520 1564.29%
$500 18 $150 $650 608.33%
$500 14 $150 $650 782.15%
$500 7 $150 $650 1564.29%

These are hypothetical situations and the actual terms of your loan may vary. We strongly urge you to fully understand all terms of your loan before accepting any loan. If you have specific questions about your loan or are unclear as to the terms, ask your lender before accepting your loan.